KP DELTA INSURANCE

Auto liability coverage provides financial protection to the insured party in the event of causing injury or property damage to others while operating a vehicle.

Physical damage coverage provides financial protection to the insured party for damage to their own vehicle caused by collision, theft, vandalism, or other covered perils.

General liability insurance provides financial protection to businesses and individuals in the event of third-party claims for bodily injury, property damage, or personal injury arising from their business operations or premises.

Excess/umbrella insurance provides additional liability coverage above and beyond the limits of underlying primary insurance policies, offering broader protection and higher limits against catastrophic events or claims.

Cargo insurance coverage provides financial protection to the owner of goods or merchandise being transported, covering losses or damage to the cargo during shipping or transportation by various perils such as theft, accidents, or natural disasters.

Workers' compensation insurance provides wage replacement and medical benefits to employees who suffer work-related injuries or illnesses, protecting both the employer and the injured employee by providing coverage for medical expenses and lost wages.